1 can black beans, rinsed & drained well
1 can chopped black olives
1/2 cup minced onion
2 cloves garlic minced
2 tablespoons extra virgin olive oil
1/2 teaspoon cumin
1/4 teaspoon red pepper flakes
salt and pepper
2 limes, juiced
12 ounces cream cheese, softened
Combine all and let stand to blend flavors.
Spread softened cream cheese over bottom of shallow serving dish. Top with bean mixture. Serve with tortilla chips.